I understand the nature and scope of the program listed. I understand that there are risks and dangers associated with the program. I understand that it is not the function of the Tri-City Athletic Club and/or Tri-State Area Tennis Association, its employees, agents, operators or instructors to guarantee the safety of participants with respect to the program above. I also understand that each participant has the responsibility to exercise due care in the performance of the activities/program for the safety of himself/herself and the other participants. In consideration of the participants being permitted to enroll in the program, I hereby release, indemnify and hold harmless the above mention, its employees, operators and instructors from any and all claims and demands, costs, charges and expenses for harm, injury, damage or loss which may be sustained by the participant as a result of, or relating to, participation in the program above. Refunds will only be given for medical reasons (physician’s notice may be required for a medical refund). I have read and understand the above liability.